Good Credit

A good credit rating is applied to someone who has a credit rating of 700-729. People with good credit usually have no problem being approved for credit cards and loans with low interest rates.

What leads to good credit:

  • Making payments on time and in full
  • Having a fairly lengthy credit history
  • Disputing unfavorable inaccuracies in your credit report


People who have good credit are able to borrow more money, with more ease, at lower interest rates. Many potential employers may also look at your credit rating and history to judge your level of dependability. Having a good credit history may also help you gain employment in some situations.

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